Alternative Health Insurance

We've redefined healthcare with affordable, ACA-compliant solutions that improve access to quality care and cost-containment.

Alternative Health Solutions

Easily paired with employer-sponsored traditional health benefits, or as a standalone solution, HUB has combined two industry-leading products: Tres Health's Minimum Value Plans and Apex-MEC's Minimum Essential Coverage solutions to help employers of any size, stand out.

Preventive Health Plans (MEC)

Our ACA-compliant, affordable MEC plan options offer employee concierge services, free preventive drugs and health services, $0 deductible plans, and more!

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Minimum Value Plans

Our level-funded MVP options are ACA compliant, quick to enroll, offer robust plan designs, unlimited telemedicine, free preventive drugs and services, and low participation rates.

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What You Can Expect

Low Participation & Quick to Enroll

Our alternative health insurance products help employers avoid ACA penalties with affordable, quick-to-enroll solutions that offer employer contribution flexibility and low participation requirements.

National Coverage

We know how cumbersome it can be to maintain state-to-state plan changes, and we work to make our plans, and our administration, as easy as possible no matter where your group is across the U.S.

Easy Plan Administration

With a 48-hour turn-around time, integrating a new group is easy! Plus, our digital portals help you keep track of your plan with benefit information, enrollment numbers, and more.

Digital Health Platforms

All our plans offer digital health technology to help members, employers, and our broker partners, access to the information they need, at their fingertips. Plus, members can access claim statuses, deductible amounts, conduct telemedicine visits, and find a provider all through our mobile app.

Alternative Health Insurance

Alternative Health Solutions

What You Can Expect

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